General Disclaimer
By accessing and using mortgageloantx.com, you acknowledge and agree that:
- All information on this website is provided "as is" without warranties of any kind, express or implied.
- The content is intended for general informational and educational purposes only.
- MortgageLoanTX makes no representations or warranties about the completeness, accuracy, reliability, or availability of any information on this site.
- Any reliance you place on such information is strictly at your own risk.
- Financial decisions should only be made after consulting with qualified licensed professionals.
Mortgage and Lending Disclaimer
The mortgage rates, loan products, and financial information displayed on this website are provided for general informational and educational purposes only. They do not constitute a commitment to lend, a loan offer, or a guarantee of any specific rate or terms.
Mortgage rates change frequently and are subject to market conditions, borrower qualifications, property type, loan amount, and other factors. The rates shown on this website are representative examples and may not reflect the rate you will receive. Actual rates are determined at the time of loan application and may be higher or lower.
Texas Lending Disclosure
Mortgage lending in Texas is regulated by the Texas Department of Savings and Mortgage Lending. Information provided on this site regarding Texas-specific loan programs, conforming loan limits, and homebuyer assistance programs is believed to be accurate but may change. Always verify current guidelines with a licensed Texas mortgage professional.
No Professional Relationship
Use of this website does not create any professional relationship between you and MortgageLoanTX, including but not limited to a financial advisor-client relationship, attorney-client relationship, or tax preparer-client relationship. Information exchanged through our website contact forms or newsletter subscriptions does not constitute the establishment of such a relationship.
Third-Party Links and Services
This website may contain links to third-party websites, advertisers, products, or services. These links are provided for convenience only. MortgageLoanTX does not endorse, control, or assume responsibility for any content, products, or services provided by third parties. We encourage you to review the terms and privacy policies of any third-party sites you visit.
We may receive compensation when you click on links to products or services offered by our partners. This compensation may influence which products and services we feature, but it does not affect the objectivity of our informational content.
Accuracy of Information
While we strive to provide accurate and up-to-date information, financial regulations, tax laws, interest rates, and loan products change frequently. We cannot guarantee that all information on this website is current, complete, or error-free. Tax rates, loan limits, and eligibility requirements referenced on this site are subject to change without notice.
We recommend independently verifying any financial information before making decisions based on it. For the most current tax information, please refer to the IRS website (www.irs.gov) or consult a licensed tax professional.
Limitation of Liability
To the maximum extent permitted by applicable law, MortgageLoanTX and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Financial losses or missed tax deductions
- Loan application denials or unfavorable loan terms
- Decisions made based on information from this website
- Errors or omissions in the content
- Business interruption or loss of data
This limitation applies regardless of the theory of liability, whether based on contract, tort, negligence, strict liability, or otherwise, even if MortgageLoanTX has been advised of the possibility of such damages.
Texas Regulatory Compliance
This website is operated in compliance with applicable Texas state laws and federal regulations. Financial services referenced on this website may be subject to Texas Department of Banking regulations, Texas Department of Savings and Mortgage Lending oversight, and applicable federal consumer financial protection laws including the Truth in Lending Act (TILA) and the Equal Credit Opportunity Act (ECOA).
We are committed to complying with all applicable equal housing opportunity requirements. We do not discriminate based on race, color, national origin, religion, sex, familial status, disability, or any other protected class.
Advertising Disclosure (Google AdSense)
This website participates in Google AdSense and other advertising programs. As a result, you may see advertisements on this site. These advertisements are served by Google and other third-party networks based on content relevance and your browsing history. MortgageLoanTX receives compensation for displaying these advertisements.
Advertisement placement on this site does not constitute an endorsement by MortgageLoanTX of any advertised product or service. We encourage you to conduct your own research before engaging with any advertiser.
Contact Us
If you have questions about this disclaimer or the information on our website, please contact us:
MortgageLoanTX
San Antonio, Texas
Email: info@mortgageloantx.com
Website: www.mortgageloantx.com
For urgent financial matters, please contact a licensed professional directly. For tax emergencies, the IRS helpline is available at 1-800-829-1040.