Monthly Payment Calculator
Calculate your estimated monthly mortgage payment including principal and interest.
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Monthly Payment
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Loan Amount
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Total Interest
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Total Cost
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Payment Breakdown
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Amortization Schedule (First 12 Months)
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Affordability Calculator
Find out how much house you can afford based on your income and expenses.
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Refinance Calculator
See how much you could save by refinancing your current mortgage.
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Current Monthly
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New Monthly
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Monthly Savings
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Calculator Tips
- Texas has no state income tax but higher property taxes
- Most lenders want DTI below 43%
- 20% down avoids PMI
- Compare 15-yr vs 30-yr terms
- Factor in closing costs (2-5%)